.heading { font face:Arial, sans-serif; font: 
bold 12pt Arial; color: #D50000} 

.gray        { font-family: Arial; font-size: 10pt; color: #4F4F4F }
.navy        { font-family: Arial; font-size: 14px; color: navy }
a.linknavy        { font-family: Arial; font-size: 11px; color: navy }
a.linktop      { font: bold 11pt Arial; color: 555C96 }
a.linktop:hover { font: bold 11pt Arial; color: 000000 }
a.linkmid        { font-family: Arial; font-size: 11px; color: navy }
h1 {display: inline; cellpadding: 0px}